LoanLady - Privacy Policy

Privacy Policy

How We Use and Disclose Personal Data Cyberclick Marketing, Inc (hereafter referred to as "company") will use your Personal Data to process your loan transaction, enhance your experience at our Website, and (as described in the next section below) to transmit marketing communications. We may also use your Personal Data for such purposes as processing payments, updating our account records, improving our Website, conducting statistical analysis, and for editorial or feedback purposes for our advertisers.

When you provide your Personal Data, you are consenting to sharing it with company, our affiliated entities, and third parties as further described herein: Service Providers: We contract with service providers to perform certain functions on our behalf. Examples include database providers who assist in identity verification, credit scoring companies, magazine publishers, retailers, and direct marketers. Their access is limited only to the Personal Data needed to perform their functions, and only for the purpose of performing those functions, and they are prohibited from using or disclosing the Personal Data for other purposes. Related Company/Group Transfers: Company is part of a larger group of related companies and may need to disclose customer Personal Data to its affiliates from time to time for administrative and compliance purposes, including the group parent company, Cyberclick Marketing, Inc.

Other Disclosures: In accordance with our customary practices and those in our industry, we disclose information about your transactions with us to credit bureaus. If necessary or appropriate in connection with the sale or transfer of the loans or all or part of the business, we disclose relevant Personal Data to third party purchasers. We also release personal and account Personal Data if it becomes necessary for compliance with law or to protect the rights, property, or safety of our Website, our users, or third parties. We reserve the right to release such Personal Data to law enforcement or other governmental officials as we, in our sole and absolute discretion, deem necessary to comply with the law.

With Your Consent: Other than as set out above, you will receive notice when Personal Data about you may be shared with third parties not described above, and you will have an opportunity to choose not to share your Personal Data.

If you have any questions or concerns about the sharing of your Personal Data as described above, please contact us as described at the end of this Privacy Policy. Depending on the nature of your request, you may have the opportunity to opt-out of these sharing practices in limited circumstances. In addition, we reserve the right to use and disclose all information that is not in individually identifiable form as we deem appropriate in our sole discretion.

Marketing and Opt-Out Rights
By visiting our Website, you understand and agree that we may contact you at the phone number or e-mail address you enter on your loan application to assist you with your loan or to discuss other products and services that Company may provide for you. You may opt-out of receiving these marketing communications from us by not submitting your Personal Data, by responding to any of our e-mail communications with "remove" in the subject line, by sending us an e-mail to support@cyberclick-marketing.com. If you opt-out of our use of your Personal Data for marketing purposes, we will honour such choice once we have had a reasonable opportunity to process your request. We reserve the right to take reasonable steps to authenticate your identity with respect to any such request or other inquiry.

How We Protect the Security of Your Personal Data
We maintain reasonable measures to protect security and confidentiality of your Personal Data, and strive to keep it accurate, and only for as long as is necessary. Some of the specific security measures we maintain include: We work to protect the security of your Personal Data during transmission by using Secure Sockets Layer (SSL) software, which encrypts Personal Data you input. We store Personal Data in a restricted access format. We transmit Personal Data in an encrypted format. Our networks are secured with certified firewalls in a multi-layered fashion with redundancy. Our network related equipments (e.g., firewalls, routers, switches, etc) are secured with a password, and access is limited to authorized network engineers. We restrict the access of customer service support staff so that extremely sensitive Personal Data cannot be viewed (e.g. full bank account Personal Data is not revealed, but only a partial number of digits to allow verification). It is important for you to protect against unauthorised access to your User ID and password and to your computer. Be sure to sign off when finished using a shared computer.

You May Access your Personal Data
Company believes that you should have the ability to review and update your account Personal Data. Company gives you access to Personal Data about your account and your interactions with Company for the purpose of viewing and updating that Personal Data.

Children
We do not seek or knowingly collect any Personal Data about children under 18 years of age.

Conditions of Use and Revisions
If you should choose to visit our Website your visit and any dispute over privacy, is subject to this Privacy Policy. If you have any concern about privacy or have any questions or comments, please send them to Customer Service at support@cyberclick-marketing.com

Cyberclick Marketing
20801 Biscayne Blvd, 4th Floor
Aventura, Florida 33180

We reserve the right to change this Privacy Policy at any time by notifying you of the existence and location of the new or revised privacy policy or by posting the changes online at our Website.